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Use a free online amortization calculator, such as the one at 2. Enter the amount of your loan. Do not enter the total of your payments, because this is a much higher figure that.

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Interest rate: The exact rate you will receive on your loan, not the APR. Loan term: The length of time you have to pay off your loan (30- and 15-year fixed-rate loans are common terms). Amortization table: Timetable detailing each monthly payment of a mortgage.

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That’s up $0.57 from what it would have been last week. You can use Bankrate’s mortgage calculator to figure out your monthly.

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